From the humble Buffalo suburb of Cheektowaga to the owner of a large health plan, consisting of 400,000 members and clients such as the University of Notre Dame, Dunkin Donuts and Fisher-Price Toys, Ron Zoeller knows all there is to know about health insurance.
Similarly, his business partner, Kevin Gannon, one of eight children raised in Lackawanna, New York, rose from his beginnings as a broker of life insurance, to owning and selling his own brokerage, to joining Ron in the development of Azeros Health Plans in 2019.
As the only Managing General Administrator in the Self-Funded health insurance industry, Azeros is about more than selling employer health plans. Using their combined years’ worth of experience, they are seeking to partner with employers to seek solutions that improve their bottom line and positively benefit their employees. Companies possessing 100+ employees will benefit in becoming self-funded by removing the “fat” that goes toward health insurance admin and brokerage fees. Instead, they will pay dollar-for-dollar toward their expenses, ultimately saving significantly on their health plan costs.
Transitioning companies to self-funded health insurance isn’t the only way Ron and Kevin are saving money for their clients. Additionally, they employ the practice of Reference Based Pricing (RBP), as well as a prescription benefits management program that is saving employers as much as 30% on prescription costs! Never heard of RBP? Don’t worry, you’re not alone. Typically, in-patient charges can result in charges that are 250-400% of Medicare. Through Reference Based Pricing, Azeros works to obtain charges that are 150-200% of Medicare, half of what they typically would be!
Interested to learn more about what Ron and Kevin and the Azeros team can do for your company? Listen to this video to learn more, as well as head to their website at www.azeros1.com There, you can use a tool they have named the “Under-Righter”, to see what savings you may be able to achieve. Under 100 employees? That’s okay, they can still assist your organization as a fully insured employer, including still being able to assist with the significant prescription medicine savings! And yes, even if your company has already renewed their annual plan, they can assist you at any time!
Listen in as Ron and Kevin discuss their backgrounds, what they’re working on now, and how Azeros and Cornerstone are collaborating to help both employers and physicians! Also, stick around for the end, when Ron tells us the story of when the Bills almost left Buffalo, and how he influenced them staying.